There are a huge number of unique policy forms offering a multitude of different coverages for a variety of risk exposures. The complexity and characteristics of your account will determine the level of sophistication required for your coverage. We are experienced and eager to accept the challenge in designing an insurance program tailored to your specific needs. Underwriters today are cautious and thorough. Our goal is to fulfill their requirements without putting you through unnecessary anguish in designing a program that is right for your business operations. By giving us the information we need, you can rest assured that we will hold it in confidence and provide you with an outcome that is sensitive to your budget and risk characteristics. Not every business owner has the same appetite for self-insuring or transferring risk. We will find the solution that is right your you!

A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won’t cover items that relate to business. If your business uses vehicles to perform routine or even occasional operations, a commercial auto policy is a must.

Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. A convenient catch-all type of policy, many businesses can use it as a starting point for their insurance needs – in terms of liability.

A commercial property insurance policy could be thought of as a commercial version of a Home policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.

Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.

Small business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance needs.

Business owners can compare quotes online using an independent agency. This is a valuable option that can save time and money, where owners can receive quotes from several top-tier insurance companies at once.