Did you know that personal auto insurance has become competitive in MA? Policies can often be bundled for savings, but occasionally it is more costly. Some carriers quote only six-month policies which can be very misleading, so it makes sense to compare costs based upon a 12-month policy. Deductibles for Personal Injury Protection and Glass Breakage (under Comprehensive) are quite often not worth the savings. Lastly, adequate liability limits that are sufficient to protect your assets are essential. These suggestions are a good start, but please call for more detailed information. It is always better to take the time now than to be surprised at the time of a claim!